Enrollment 2024

Benefits Guide

Open Enrollment: June 18th – June 25th

Open enrollment for MOHELA group health benefits is June 18 through June 25, 2024. The earlier you enroll, the smoother the transition. Enrollment Instructions are below.

Review Your Benefits Today

Important Highlights

MOHELA is taking on an additional 7% to help enhance their employee benefit programs for the year 2024.

MOHELA now offers Accident, Critical Illness, Hospital Indemnity.

Life, AD&D, and Disability Coverage is with The Hartford as of 1/1/2024

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In addition to coverage for preventive exams and cleanings, child
and adult orthodontia services are also covered.

If you elect to waive your medical coverage from MOHELA and obtain medical coverage with another group medical plan, employees can earn a one time incentive payment along with additional bi weekly incentives per pay period. Terms and conditions apply. Contact HR and review the Opt Out Incentive Program Form for more information.

This will be an active enrollment.  You must login and elect benefits otherwise you will not have coverage in 2024.  Benefits elections will go into effect on July 1, 2024.

  

Please note, starting on January 1, 2024, spouses of employees who have access to their own employer- sponsored health plan are not eligible to enroll in MOHELA’s medical plan. Annually, MOHELA employees will be required to complete an online certification. Failure to submit the certification will result in your spouse being dropped from the medical plan and denied coverage effective January 1, 2024. Enrollment of your spouse in
the dental, vision, or life insurance programs is allowable
regardless of other employer sponsored coverage
available.

You must make a new HSA election for the entire plan year. Your current elections will not be carried forward automatically.

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Medical

Our medical and prescription drug coverage provider is Cigna.

Dental

We partner with Delta Dental to offer you comprehensive dental coverage.

Vision

MOHELA
covers the cost of vision premiums for employees who
choose to enroll.

Hospital Indemnity

Hospital indemnity insurance provides direct payments
if you are hospitalized.

Critical Illness

Critical illness insurance provides direct payments to you if you are diagnosed with a covered critical illness

Accident

Accident insurance provides direct payments to you in the case of an off-the-job accident

Life and AD&D

We provide full-time eligible employees with a group term life and accidental death and dismemberment
benefit equal to two times your annual salary.

Long-Term Disability

LTD is 100% company-paid, no cost to eligible employees. You do not elect this coverage.

HSA

A tax- favored savings
account which works in conjunction with your health plan
coverage.

FSA

FSAs help you save money by allowing you to pay for certain types of healthcare and dependent care expenses on a pre-tax basis.

Pet Insurance

Employees can purchase Pet Insurance directly with
Nationwide. You can enroll at anytime throughout the
year.

Eligibility

Regular full time employees actively working a minimum
of 30 hours per week are eligible to enroll in our benefit
programs.

Enroll In Your Benefits Online

Steps to enroll in MOHELA benefits are as easy as 1, 2, 3:

1. Register for ADP when you receive the email to register for ADP

2. Click on Myself>Benefits>Enrollments, select your elections, and keep going until you recieve a confirmation number

3. Download ADP’s mobile app to manage future benefit elections, your pay, and retirement savings